Okay, so this nice lady is hard up for money because of a credit card debt. I'm trying to figure out how I feel about the similar sites that are cropping up, if she's getting her debt paid off (and she is, she's down from $20,000 to $6,000 as of this week), can it be that bad? I kinda think yes, that the struggle of making mistakes then paying (literally) the consequences is just part of the growing-up process. Would I know as much about managing money if the public had paid off my debt? I doubt it.

If I started my own website to raise money, I think it would say "Hi, I'm Liz and I like money. Can I have some of yours?" I doubt that would get the same response as this gal's site has but in the end we'd both be saying the same thing.